WRLD— WORLD ACCEPTANCE CORP

FinancialsFinancial Services$872M mkt cap

Metric	FY2026	FY2025	FY2024	FY2023
Interest and fee income	$484.8M+4.2%	$465.1M-0.7%	$468.5M-7.8%	$508.3M
Insurance and other income, net	$100.3M+0.6%	$99.8M-4.7%	$104.7M-3.3%	$108.2M
Total revenues	$585.2M+3.6%	$564.8M-1.5%	$573.2M-7.0%	$616.5M
Provision for credit losses	$188.6M+11.5%	$169.2M+7.8%	$157.0M-39.5%	$259.5M
Personnel	$200.0M+41.8%	$141.1M-14.2%	$164.5M-7.4%	$177.7M
Occupancy and equipment	$48.4M-1.6%	$49.1M-1.3%	$49.8M-4.5%	$52.1M
Advertising	$10.6M+3.5%	$10.2M+2.9%	$9.9M+62.9%	$6.1M
Amortization of intangible assets	$3.2M-16.4%	$3.8M-9.7%	$4.2M-5.5%	$4.5M
Other	$39.7M+8.3%	$36.7M-8.8%	$40.2M+2.8%	$39.1M
Total general and administrative expenses	$301.9M+25.3%	$240.9M-10.3%	$268.6M-3.9%	$279.5M
Interest expense	$49.4M+15.8%	$42.7M-11.5%	$48.2M-4.4%	$50.5M
Total expenses	$539.9M+19.2%	$452.9M-4.4%	$473.8M-19.6%	$589.4M
Income before income taxes	$45.2M-59.6%	$112.0M+12.7%	$99.4M+266.2%	$27.1M
Income taxes	$10.7M-52.1%	$22.2M+0.8%	$22.1M+273.1%	$5.9M
Net income	$34.6M-61.5%	$89.7M+16.0%	$77.3M+264.3%	$21.2M
Basic (in dollars per share)	$7.00-57.7%	$16.54+23.0%	$13.45+264.5%	$3.69
Diluted (in dollars per share)	$6.88-57.8%	$16.30+23.6%	$13.19+266.4%	$3.60
Basic (in shares)	4.9M-8.9%	5.4M-5.6%	5.7M-0.0%	5.7M
Diluted (in shares)	5.0M-8.7%	5.5M-6.1%	5.9M-0.6%	5.9M

Source: SEC EDGAR XBRL. % change vs prior period shown where available.

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Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.