| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Residential and commercial real estate loans | $91.2M+6.8% | $85.4M+9.6% | $78.0M+17.0% | $66.6M | |||||||||||||
| Commercial and industrial loans | $13.8M+5.3% | $13.1M+2.2% | $12.9M+23.7% | $10.4M | |||||||||||||
| Consumer loans | $280K-13.8% | $325K-4.4% | $340K+31.8% | $258K | |||||||||||||
| Total interest income from loans | $105.4M+6.6% | $98.9M+8.5% | $91.2M+18.0% | $77.3M | |||||||||||||
| Investment securities, taxable | $10.2M+18.1% | $8.6M+4.8% | $8.2M+1.8% | $8.1M | |||||||||||||
| Investment securities, tax-exempt | $3K-57.1% | $7K | — | $11K | |||||||||||||
| Marketable equity securities | $20K+53.8% | $13K-89.3% | $122K-35.8% | $190K | |||||||||||||
| Total interest and dividend income from investment securities | $10.2M+18.1% | $8.6M+3.3% | $8.4M+0.9% | $8.3M | |||||||||||||
| Other investments | $690K+0.4% | $687K+23.1% | $558K+215.3% | $177K | |||||||||||||
| Short-term investments | $2.3M+46.1% | $1.6M+56.5% | $1.0M+434.6% | $191K | |||||||||||||
| Total interest income from cash and cash equivalents | $3.0M+32.4% | $2.3M+44.7% | $1.6M+329.1% | $368K | |||||||||||||
| Total interest and dividend income | $118.6M+8.0% | $109.8M+8.6% | $101.1M+17.7% | $85.9M | |||||||||||||
| Deposits | $42.5M+0.7% | $42.2M+58.5% | $26.6M+397.9% | $5.4M | |||||||||||||
| Short-term borrowings | $225K-62.5% | $600K-62.2% | $1.6M+381.5% | $330K | |||||||||||||
| Long-term debt | $4.8M-22.6% | $6.2M+55.8% | $4.0M | — | |||||||||||||
| Subordinated debt | $1.0M+0.1% | $1.0M+0.1% | $1.0M+0.0% | $1.0M | |||||||||||||
| Total interest expense | $48.5M-3.0% | $50.0M+50.6% | $33.2M+396.0% | $6.7M | |||||||||||||
| Net interest and dividend income | $70.1M+17.2% | $59.8M-11.9% | $67.9M-14.3% | $79.2M | |||||||||||||
| Provision for (reversal of) credit losses | $335K+150.4% | -$665K-176.3% | $872K+24.6% | $700K | |||||||||||||
| Net interest and dividend income after provision for (reversal of) credit losses | $69.8M+15.3% | $60.5M-9.8% | $67.0M-14.6% | $78.5M | |||||||||||||
| Service charges and fees | $9.9M+7.8% | $9.2M+3.9% | $8.9M-2.4% | $9.1M | |||||||||||||
| Income from bank-owned life insurance | $2.0M+2.7% | $1.9M+5.0% | $1.8M+5.5% | $1.7M | |||||||||||||
| Bank-owned life insurance death benefit | $778K | — | — | — | |||||||||||||
| Loss on disposal of premises and equipment | -$6K-100.0% | -$3K | — | — | |||||||||||||
| Gain on sale of mortgages | $11K-95.3% | $235K | — | — | |||||||||||||
| Net unrealized gain (loss) on marketable equity securities | $35K+169.2% | $13K+1400.0% | -$1K+99.9% | -$717K | |||||||||||||
| Gain on non-marketable equity investments | $243K-81.1% | $1.3M+118.1% | $590K+39.8% | $422K | |||||||||||||
| Loss on defined benefit plan termination | -$1.1M | — | — | — | |||||||||||||
| Other income | $347K+33.0% | $261K | — | — | |||||||||||||
| Total non-interest income | $12.5M-3.0% | $12.9M+18.4% | $10.9M-18.3% | $13.3M | |||||||||||||
| Salaries and employee benefits | $35.8M+9.3% | $32.8M+1.3% | $32.4M-1.0% | $32.7M | |||||||||||||
| Occupancy | $5.2M-0.2% | $5.2M+3.8% | $5.0M+1.2% | $5.0M | |||||||||||||
| Furniture and equipment | $1.9M-4.5% | $2.0M+0.1% | $2.0M-3.6% | $2.0M | |||||||||||||
| Data processing | $3.6M+4.4% | $3.5M+10.1% | $3.2M+9.4% | $2.9M | |||||||||||||
| Software | $2.6M+4.9% | $2.5M+9.0% | $2.3M+11.4% | $2.1M | |||||||||||||
| Debit card and ATM processing expense | $2.5M+1.9% | $2.4M+13.9% | $2.1M+9.8% | $1.9M | |||||||||||||
| Professional fees | $2.0M-6.7% | $2.2M-20.9% | $2.7M+5.0% | $2.6M | |||||||||||||
| FDIC insurance assessment | $1.6M+9.9% | $1.5M+10.5% | $1.3M+26.0% | $1.0M | |||||||||||||
| Advertising | $1.7M+30.3% | $1.3M-15.1% | $1.5M+6.2% | $1.4M | |||||||||||||
| Other expenses | $5.5M+8.0% | $5.1M-11.8% | $5.8M+4.5% | $5.6M | |||||||||||||
| Total non-interest expense | $62.5M+6.9% | $58.4M+0.1% | $58.4M+1.9% | $57.2M | |||||||||||||
| Income before income taxes | $19.8M+32.3% | $15.0M-23.6% | $19.6M-43.4% | $34.6M | |||||||||||||
| Income tax provision | $4.5M+37.4% | $3.3M-27.1% | $4.5M-48.3% | $8.7M | |||||||||||||
| Net income | $15.3M+30.9% | $11.7M-22.6% | $15.1M-41.8% | $25.9M | |||||||||||||
| Basic earnings per share | $0.76+35.7% | $0.56-20.0% | $0.70-40.7% | $1.18 | |||||||||||||
| Weighted average basic shares outstanding | 20.19B-3.4% | 20.90B-3.0% | 21.54B-1.6% | 21.88B | |||||||||||||
| Diluted earnings per share | $0.75+33.9% | $0.56-20.0% | $0.70-40.7% | $1.18 | |||||||||||||
| Weighted average diluted shares outstanding | 20.32B-3.3% | 21.02B-2.7% | 21.61B-1.5% | 21.94B | |||||||||||||
| Dividends per share | $0.28+0.0% | $0.28+0.0% | $0.28+16.7% | $0.24 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.