| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2014 | FY2014 | FY2014 | FY2013 | FY2013 | FY2013 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loans, including fees | $448.0M-2.4% | $458.8M+5.1% | $436.6M+58.3% | $275.8M | ||||||||||||||||
| Taxable interest | $76.0M+14.7% | $66.3M+69.6% | $39.1M+52.7% | $25.6M | ||||||||||||||||
| Tax-exempt interest | $387K+107.0% | $187K+22.2% | $153K+56.1% | $98K | ||||||||||||||||
| Interest-earning deposits | $26.9M+2.3% | $26.3M-21.7% | $33.6M+397.3% | $6.8M | ||||||||||||||||
| Total interest income | $551.4M-0.0% | $551.6M+8.3% | $509.5M+65.3% | $308.3M | ||||||||||||||||
| Deposits | $162.8M-1.0% | $164.4M+10.7% | $148.5M+190.5% | $51.1M | ||||||||||||||||
| Short-term borrowings | $2.5M+1.2% | $2.5M+811.1% | $271K-82.4% | $1.5M | ||||||||||||||||
| Long-term borrowings | $784K-67.6% | $2.4M+377.3% | $507K-49.5% | $1.0M | ||||||||||||||||
| Senior debt | $8.8M+78.4% | $4.9M-1.8% | $5.0M-1.8% | $5.1M | ||||||||||||||||
| Subordinated debentures | $1.0M-11.7% | $1.2M+3.0% | $1.1M+70.4% | $658K | ||||||||||||||||
| Total interest expense | $175.9M+0.3% | $175.4M+12.8% | $155.5M+161.5% | $59.5M | ||||||||||||||||
| Net interest income | $375.5M-0.2% | $376.2M+6.3% | $354.1M+42.3% | $248.8M | ||||||||||||||||
| Provision for credit losses on non-fintech loans | $9.0M-3.6% | $9.3M+10.1% | $8.5M | — | ||||||||||||||||
| Provision for credit losses on fintech loans | $169.3M+452.3% | $30.7M | — | — | ||||||||||||||||
| Provision reversal for unfunded commitments | -$582K+2.3% | -$596K-341.5% | -$135K-109.9% | $1.4M | ||||||||||||||||
| Provision (reversal) for credit loss on security | -$1.0M-110.0% | $10.0M | — | — | ||||||||||||||||
| Provision for credit losses, total | $177.7M+363.1% | $38.4M+109.4% | $18.3M | — | ||||||||||||||||
| Net interest income after provision (reversal) for credit losses | $197.8M-41.5% | $337.9M+0.6% | $335.7M+38.9% | $241.7M | ||||||||||||||||
| Non-interest income | — | — | — | — | ||||||||||||||||
| Total fintech fees | $141.1M+20.8% | $116.8M+17.7% | $99.2M+15.2% | $86.2M | ||||||||||||||||
| Net realized and unrealized gains on commercial loans, at fair value | $1.8M-33.6% | $2.7M-27.0% | $3.7M-72.3% | $13.5M | ||||||||||||||||
| Leasing related income | $7.1M+82.0% | $3.9M-38.0% | $6.3M+31.1% | $4.8M | ||||||||||||||||
| Fintech loan credit enhancement | $169.3M+452.3% | $30.7M | — | — | ||||||||||||||||
| Other | $8.9M+162.1% | $3.4M+22.5% | $2.8M+140.4% | $1.2M | ||||||||||||||||
| Total non-interest income | $328.3M+108.4% | $157.5M+40.5% | $112.1M+6.1% | $105.7M | ||||||||||||||||
| Salaries and employee benefits | $142.6M+8.3% | $131.6M+8.7% | $121.1M+14.9% | $105.4M | ||||||||||||||||
| Depreciation | $4.7M+11.9% | $4.2M+35.2% | $3.1M+5.9% | $2.9M | ||||||||||||||||
| Rent and related occupancy cost | $6.5M-4.2% | $6.7M+12.8% | $6.0M+15.2% | $5.2M | ||||||||||||||||
| Data processing expense | $5.0M-12.4% | $5.7M+4.0% | $5.4M+9.6% | $5.0M | ||||||||||||||||
| Audit expense | $2.5M+66.9% | $1.5M-8.4% | $1.6M+6.2% | $1.5M | ||||||||||||||||
| Legal expense | $6.7M+117.1% | $3.1M-20.0% | $3.9M-0.7% | $3.9M | ||||||||||||||||
| Legal settlements | $2.0M+604.2% | $284K | — | — | ||||||||||||||||
| FDIC Insurance | $4.5M+26.9% | $3.6M+21.0% | $3.0M-9.6% | $3.3M | ||||||||||||||||
| Software | $20.5M+14.7% | $17.9M+3.3% | $17.3M+7.0% | $16.2M | ||||||||||||||||
| Insurance | $4.8M-8.0% | $5.2M+1.1% | $5.1M+2.2% | $5.0M | ||||||||||||||||
| Telecom and IT network communications | $1.2M-0.4% | $1.2M-6.8% | $1.3M-9.7% | $1.5M | ||||||||||||||||
| Consulting | $1.7M-10.2% | $1.9M-4.4% | $1.9M+53.6% | $1.3M | ||||||||||||||||
| Other | $20.6M+0.6% | $20.4M-4.1% | $21.3M+37.2% | $15.5M | ||||||||||||||||
| Total non-interest expense | $223.1M+9.8% | $203.2M+6.4% | $191.0M+12.7% | $169.5M | ||||||||||||||||
| Income before income taxes | $303.0M+3.7% | $292.2M+13.8% | $256.8M+44.3% | $177.9M | ||||||||||||||||
| Income tax expense | $74.8M+0.3% | $74.6M+15.7% | $64.5M+35.2% | $47.7M | ||||||||||||||||
| Net income | $228.2M+4.9% | $217.5M+13.1% | $192.3M+47.7% | $130.2M | ||||||||||||||||
| Earnings per share - basic | $4990.00+14.7% | $4350.00+23.6% | $3520.00+53.0% | $2300.00 | ||||||||||||||||
| Earnings per share - diluted | $4920.00+14.7% | $4290.00+22.9% | $3490.00+53.7% | $2270.00 | ||||||||||||||||
| Weighted average shares - basic | 45.77B-8.6% | 50.06B-8.2% | 54.51B-3.6% | 56.56B | ||||||||||||||||
| Weighted average shares - diluted | 46.42B-8.5% | 50.71B-7.9% | 55.05B-3.9% | 57.27B | ||||||||||||||||
| ACH, Card And Other Payment Processing Fees [Member] | ||||||||||||||||||||
| Prepaid, Debit Card And Related Fees [Member] | ||||||||||||||||||||
| Consumer Credit Fintech Fees [Member] | ||||||||||||||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.