| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest and fees on loans | $78.9M+28.4% | $61.5M+11.7% | $55.0M+20.3% | $45.7M | |||||||||||||
| Taxable | $17.2M+12.5% | $15.3M+32.8% | $11.5M+79.8% | $6.4M | |||||||||||||
| Exempt from Federal income taxes | $2.3M-11.9% | $2.6M-30.1% | $3.7M+35.2% | $2.7M | |||||||||||||
| Other | $3.3M-34.3% | $5.0M+13.8% | $4.4M-10.9% | $4.9M | |||||||||||||
| Total interest income | $101.6M+20.5% | $84.3M+13.0% | $74.6M+24.8% | $59.8M | |||||||||||||
| Interest on deposits | $12.0M+103.5% | $5.9M+58.6% | $3.7M+353.2% | $823K | |||||||||||||
| Interest on junior subordinated deferrable interest debentures | $0 | $0-100.0% | $141K-60.7% | $359K | |||||||||||||
| Interest on borrowings | $1.1M-77.3% | $4.7M+421.9% | $896K | $0 | |||||||||||||
| Other | $776K+1747.6% | $42K+35.5% | $31K-53.7% | $67K | |||||||||||||
| Total interest expense | $13.9M+30.5% | $10.6M+121.6% | $4.8M+284.1% | $1.2M | |||||||||||||
| Net interest income before provision for credit losses | $87.8M+19.1% | $73.7M+5.6% | $69.8M+19.3% | $58.5M | |||||||||||||
| Provision for credit losses | $6.8M+472.7% | $1.2M-56.9% | $2.8M+113.5% | $1.3M | |||||||||||||
| Net interest income after provision for credit losses | $80.9M+11.6% | $72.5M+8.2% | $67.0M+17.1% | $57.2M | |||||||||||||
| Gain on sale of buildings | $5.5M-72.1% | $19.9M | $0 | $0 | |||||||||||||
| Interchange revenue | $3.3M+4.2% | $3.1M-8.5% | $3.4M+0.5% | $3.4M | |||||||||||||
| Earnings on bank owned life insurance policies, net | $741K+81.2% | $409K-1.9% | $417K+6.6% | $391K | |||||||||||||
| Federal Home Loan Bank dividends | $658K+20.5% | $546K+30.6% | $418K+42.7% | $293K | |||||||||||||
| Gain on sale of loans held for sale | $0-100.0% | $37K-84.2% | $234K-91.3% | $2.7M | |||||||||||||
| Loss on sale of investment securities | -$5.8M+70.7% | -$19.8M | $0 | $0 | |||||||||||||
| Other | $2.4M+169.2% | $877K-65.9% | $2.6M+182.1% | $912K | |||||||||||||
| Total non-interest income | $10.5M+19.9% | $8.8M-18.1% | $10.7M-3.0% | $11.1M | |||||||||||||
| Salaries and employee benefits | $26.0M+19.7% | $21.7M+7.0% | $20.3M+16.4% | $17.5M | |||||||||||||
| Occupancy and equipment | $9.2M+20.3% | $7.6M+43.5% | $5.3M+15.0% | $4.6M | |||||||||||||
| Other | $16.7M+29.1% | $12.9M+8.5% | $11.9M+13.1% | $10.5M | |||||||||||||
| Total non-interest expenses | $51.9M+22.7% | $42.3M+12.6% | $37.5M+15.2% | $32.6M | |||||||||||||
| Income before income taxes | $39.6M+1.5% | $39.0M-3.0% | $40.2M+12.7% | $35.7M | |||||||||||||
| Income Tax Expense (Benefit) | $10.0M-3.9% | $10.4M-0.5% | $10.4M+13.1% | $9.2M | |||||||||||||
| Net income | $29.6M+3.5% | $28.6M-3.9% | $29.8M+12.6% | $26.4M | |||||||||||||
| Basic earnings per common share (in dollars per share) | $4.60-5.2% | $4.85-4.5% | $5.08+12.1% | $4.53 | |||||||||||||
| Diluted earnings per common share (in dollars per share) | $4.54-5.4% | $4.80-4.4% | $5.02+12.3% | $4.47 | |||||||||||||
| Cash dividends on common stock, per share (in dollars per share) | $1.20+11.1% | $1.08+8.0% | $1.00+56.3% | $0.64 | |||||||||||||
| Service [Member] | |||||||||||||||||
| Revenue | $3.1M+4.9% | $3.0M+7.1% | $2.8M+13.2% | $2.5M | |||||||||||||
| Bank Servicing [Member] | |||||||||||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.