| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest and fees on loans and loans held for sale | $160.1M+18.9% | $134.7M+24.1% | $108.6M+31.2% | $82.8M | |||||||||||||
| Interest on investment securities available for sale | $11.5M-16.5% | $13.8M-13.1% | $15.8M+63.6% | $9.7M | |||||||||||||
| Dividends on marketable equity securities | $552K-37.0% | $876K+14.4% | $766K+36.1% | $563K | |||||||||||||
| Interest on investment securities held to maturity | $1.9M-1.2% | $1.9M-0.1% | $1.9M+25.3% | $1.5M | |||||||||||||
| Dividends on Federal Home Loan Bank stock | $586K+86.6% | $314K+54.7% | $203K+62.4% | $125K | |||||||||||||
| Interest on deposits in other banks | $3.7M+59.8% | $2.3M-49.6% | $4.6M-18.0% | $5.7M | |||||||||||||
| Total Interest Income | $178.4M+15.9% | $153.9M+16.6% | $132.0M+31.5% | $100.3M | |||||||||||||
| Interest expense on deposits | $40.5M+2.8% | $39.3M+48.4% | $26.5M+491.1% | $4.5M | |||||||||||||
| Interest expense on borrowings | $1.5M+52.9% | $986K-44.7% | $1.8M+426.3% | $339K | |||||||||||||
| Interest expense on subordinated debentures | $805K+99.8% | $403K+0.8% | $400K | — | |||||||||||||
| Total Interest Expense | $42.8M+5.0% | $40.7M+42.0% | $28.7M+450.5% | $5.2M | |||||||||||||
| Net Interest Income | $135.6M+19.8% | $113.2M+9.6% | $103.3M+8.6% | $95.1M | |||||||||||||
| Provision for credit losses | $3.9M+18.7% | $3.3M-14.3% | $3.8M+108.1% | $1.8M | |||||||||||||
| Net Interest Income After Provision for Credit Losses | $131.7M+19.8% | $109.9M+10.5% | $99.4M+6.6% | $93.3M | |||||||||||||
| Mortgage banking income | $25.2M+5.1% | $24.0M+88.1% | $12.8M-40.8% | $21.6M | |||||||||||||
| Purchased receivable income | $25.8M+261.1% | $7.1M+59.4% | $4.5M+123.9% | $2.0M | |||||||||||||
| Gain on sale by Pacific Wealth Advisors | $14.5M | $0 | $0 | — | |||||||||||||
| Unrealized gain on marketable equity securities | $169K-63.7% | $465K+287.5% | $120K+110.7% | -$1.1M | |||||||||||||
| Gain on sale of available for sale securities, net | $1K | $0 | $0 | — | |||||||||||||
| Gain on sale of marketable equity securities, net | $0-100.0% | $112K | $0 | $0 | |||||||||||||
| Other income | $3.8M+6.7% | $3.6M+16.0% | $3.1M+15.6% | $2.7M | |||||||||||||
| Total Other Operating Income | $77.2M+83.6% | $42.0M+59.4% | $26.4M-22.6% | $34.1M | |||||||||||||
| Salaries and other personnel expense | $78.3M+15.5% | $67.8M+9.9% | $61.7M+6.1% | $58.2M | |||||||||||||
| Data processing expense | $13.1M+19.5% | $11.0M+11.9% | $9.8M+10.0% | $8.9M | |||||||||||||
| Occupancy expense | $7.8M+2.8% | $7.6M+2.9% | $7.4M+6.9% | $6.9M | |||||||||||||
| Professional and outside services | $4.7M+7.6% | $4.4M+39.1% | $3.1M+4.5% | $3.0M | |||||||||||||
| Marketing expense | $3.7M+23.1% | $3.0M+3.4% | $2.9M+6.6% | $2.7M | |||||||||||||
| Insurance expense | $3.2M+8.5% | $3.0M+17.5% | $2.5M+22.6% | $2.1M | |||||||||||||
| Compensation expense - SCF acquisition payments | $2.3M | $0 | $0 | — | |||||||||||||
| Intangible asset amortization expense | $0 | $0-100.0% | $17K-32.0% | $25K | |||||||||||||
| OREO (income) expense, net of rental income and gains on sale | -$11K+97.1% | -$385K+51.5% | -$794K-258.8% | $500K | |||||||||||||
| Other operating expense | $11.2M+30.6% | $8.5M+15.0% | $7.4M+13.9% | $6.5M | |||||||||||||
| Total Other Operating Expense | $124.4M+18.5% | $104.9M+11.4% | $94.2M+6.0% | $88.9M | |||||||||||||
| Income Before Provision for Income Taxes | $84.5M+79.9% | $47.0M+48.7% | $31.6M-17.9% | $38.5M | |||||||||||||
| Provision for income taxes | $19.9M+98.7% | $10.0M+61.3% | $6.2M-19.9% | $7.8M | |||||||||||||
| Net Income | $64.6M+74.8% | $37.0M+45.6% | $25.4M-17.4% | $30.7M | |||||||||||||
| Earnings Per Share, Basic (in USD per share) | $2.92+73.8% | $1.68+48.7% | $1.13-78.8% | $5.33 | |||||||||||||
| Earnings Per Share, Diluted (in USD per share) | $2.87+72.9% | $1.66+48.2% | $1.12-78.7% | $5.27 | |||||||||||||
| Weighted Average Shares Outstanding, Basic (in shares) | 22.09B+0.4% | 22.01B-1.8% | 22.41B+288.6% | 5.77B | |||||||||||||
| Weighted Average Shares Outstanding, Diluted (in shares) | 22.49B+0.7% | 22.34B-1.4% | 22.65B+288.5% | 5.83B | |||||||||||||
| Bankcard fees | |||||||||||||||||
| Bankcard fees and Service charges on deposit accounts | $4.7M+7.1% | $4.4M+13.1% | $3.9M+4.5% | $3.7M | |||||||||||||
| Service charges on deposit accounts | |||||||||||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.