| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loans, including fees | $49.9M+15.8% | $43.1M+22.4% | $35.2M+26.5% | $27.8M | ||||||||||||
| Taxable | $4.5M-12.9% | $5.2M+96.3% | $2.6M+71.2% | $1.5M | ||||||||||||
| Tax-exempt | $58K+0.0% | $58K+0.0% | $58K+41.5% | $41K | ||||||||||||
| Federal Home Loan Bank of New York stock | $211K-4.1% | $220K+58.3% | $139K+78.2% | $78K | ||||||||||||
| Total interest and dividend income | $54.7M+12.6% | $48.6M+27.6% | $38.1M+29.0% | $29.5M | ||||||||||||
| Deposits | $21.8M+10.3% | $19.7M+107.9% | $9.5M+358.4% | $2.1M | ||||||||||||
| Borrowings | $1.1M+20.9% | $872K+3.1% | $846K+104.3% | $414K | ||||||||||||
| Total interest expense | $22.8M+10.7% | $20.6M+99.3% | $10.3M+316.0% | $2.5M | ||||||||||||
| Net interest and dividend income | $31.9M+14.0% | $28.0M+0.9% | $27.7M+2.6% | $27.0M | ||||||||||||
| Provision for credit losses-loans | $653K+258.8% | $182K-52.2% | $381K | — | ||||||||||||
| Recovery for credit losses-unfunded commitments | -$251K-172.8% | -$92K | — | — | ||||||||||||
| Total provision for credit losses | $402K+346.7% | $90K-76.4% | $381K | — | ||||||||||||
| Net interest and dividend income after provision for credit losses | $31.5M+12.9% | $27.9M+1.9% | $27.4M+2.4% | $26.7M | ||||||||||||
| Service charges | $1.4M+26.8% | $1.1M-28.7% | $1.6M+34.0% | $1.2M | ||||||||||||
| Income on bank owned life insurance | $673K+55.4% | $433K+17.0% | $370K-0.5% | $372K | ||||||||||||
| Interest rate swap fees | $179K | — | — | $76K | ||||||||||||
| Other operating income | $58K-28.4% | $81K-9.0% | $89K+2.3% | $87K | ||||||||||||
| Gains on premises and equipment | $60K | — | $9K | — | ||||||||||||
| Gains on SBA loans | $1.1M+89.5% | $599K+6.0% | $565K-38.9% | $925K | ||||||||||||
| Net gains on OREO | $229K-82.5% | $1.3M | — | — | ||||||||||||
| Total other income | $3.7M+2.8% | $3.6M+34.7% | $2.7M-1.2% | $2.7M | ||||||||||||
| Other expenses | $2.4M+0.7% | $2.4M+9.4% | $2.1M+11.1% | $1.9M | ||||||||||||
| Compensation and employee benefits | $12.7M+7.6% | $11.8M+1408.0% | $784K+43.6% | $546K | ||||||||||||
| Occupancy expenses | $3.5M+5.7% | $3.3M+2.8% | $3.2M+5.7% | $3.0M | ||||||||||||
| Professional fees | $705K-11.2% | $794K+5.2% | $755K-28.9% | $1.1M | ||||||||||||
| Director fees and benefits | $787K-0.3% | $789K+0.6% | $784K+43.6% | $546K | ||||||||||||
| Data processing expenses | $471K-13.1% | $542K-6.4% | $579K+4.1% | $556K | ||||||||||||
| Marketing and business development | $438K+9.0% | $402K+9.8% | $366K-18.1% | $447K | ||||||||||||
| FDIC deposit insurance premiums | $451K+7.1% | $421K+23.8% | $340K+58.1% | $215K | ||||||||||||
| Other expenses | $2.4M+0.7% | $2.4M+9.4% | $2.1M+11.1% | $1.9M | ||||||||||||
| Total other expenses | $21.4M+4.9% | $20.4M+5.7% | $19.3M+5.7% | $18.3M | ||||||||||||
| Income before income tax expense | $13.8M+24.4% | $11.1M+3.3% | $10.7M-3.8% | $11.2M | ||||||||||||
| Income tax expense | $4.0M+22.1% | $3.3M+9.4% | $3.0M-6.7% | $3.3M | ||||||||||||
| Net income | $9.8M+25.4% | $7.8M+1.0% | $7.7M-2.7% | $7.9M | ||||||||||||
| Earnings per share - basic (in Dollars per share) | $1.57+27.6% | $1.23+2.5% | $1.20+2.6% | $1.17 | ||||||||||||
| Earnings per share - diluted (in Dollars per share) | $1.56+26.8% | $1.23+2.5% | $1.20+2.6% | $1.17 | ||||||||||||
| Weighted average shares outstanding - basic (in Shares) | 6.22B-1.9% | 6.34B-1.3% | 6.42B-5.3% | 6.78B | ||||||||||||
| Weighted average shares outstanding - diluted (in Shares) | 6.24B-1.6% | 6.34B-1.3% | 6.42B-5.3% | 6.78B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.