HFBL— Home Federal Bancorp, Inc. of Louisiana

FinancialsBanking$72M mkt cap

Metric	FY2025	FY2024	FY2023	FY2022
Loans, including fees	$27.3M-5.8%	$29.0M+23.7%	$23.5M+34.0%	$17.5M
Investment securities	$325K-50.1%	$651K+159.4%	$251K+6175.0%	$4K
Mortgage-backed securities	$1.9M+6.3%	$1.8M-6.6%	$2.0M+29.8%	$1.5M
Other interest-earning assets	$850K+129.1%	$371K-61.9%	$974K+334.8%	$224K
Total interest income	$30.5M-4.4%	$31.9M+19.7%	$26.6M+38.5%	$19.2M
Deposits	$11.4M-4.6%	$12.0M+166.3%	$4.5M+154.6%	$1.8M
Federal Home Loan Bank borrowings	$0-100.0%	$180K+127.8%	$79K+92.7%	$41K
Other bank borrowings	$350K-52.4%	$735K+48.8%	$494K+648.5%	$66K
Total interest expense	$11.8M-8.7%	$12.9M	—	—
Net interest income	$18.7M-1.5%	$19.0M-12.1%	$21.6M+24.2%	$17.4M
PROVISION FOR (RECOVERY OF) CREDIT LOSSES	-$126K-415.0%	$40K-95.4%	$868K+158.3%	$336K
Net interest income after provision for credit losses	$18.8M-0.6%	$18.9M-8.6%	$20.7M+21.5%	$17.0M
Gain on sale of loans	$384K+44.9%	$265K-43.1%	$466K-76.5%	$2.0M
Loss on sale of real estate	-$265K+36.1%	-$415K	—	—
(Loss) Gain on sale of securities	-$6K-123.1%	$26K	—	—
Income on bank owned life insurance	$116K+5.5%	$110K+6.8%	$103K-8.8%	$113K
Service charges on deposit accounts	$1.6M+2.9%	$1.5M+3.3%	$1.5M+28.7%	$1.1M
Other income	$208K+181.1%	$74K+48.0%	$50K-82.3%	$282K
Total non-interest income	$2.0M+26.6%	$1.6M-24.5%	$2.1M-39.6%	$3.5M
Compensation and benefits	$8.9M-6.1%	$9.5M+4.8%	$9.1M+0.8%	$9.0M
Occupancy and equipment	$2.4M+6.9%	$2.2M+5.9%	$2.1M+14.7%	$1.8M
Data processing	$1.4M+119.7%	$655K-22.2%	$842K+2.7%	$820K
Audit and examination fees	$597K+8.7%	$549K+74.8%	$314K-4.3%	$328K
Franchise and bank shares tax	$439K-33.1%	$656K+23.5%	$531K-0.7%	$535K
Advertising	$145K-59.7%	$360K+5.9%	$340K+3.3%	$329K
Professional fees	$495K-11.1%	$557K+77.4%	$314K-4.3%	$328K
Loan and collection	$134K-13.5%	$155K-21.7%	$198K-10.0%	$220K
Amortization core deposit intangible	$284K-15.0%	$334K+92.0%	$174K	$0
Deposit insurance premium	$347K-11.7%	$393K+32.3%	$297K+92.9%	$154K
Other expenses	$974K-6.4%	$1.0M+13.6%	$916K-0.5%	$921K
Total non-interest expense	$16.1M-1.7%	$16.4M+2.6%	$16.0M+10.5%	$14.5M
Income before income taxes	$4.7M+14.4%	$4.1M-39.9%	$6.8M+12.8%	$6.0M
PROVISION FOR INCOME TAX EXPENSE	$766K+60.9%	$476K-55.3%	$1.1M-5.4%	$1.1M
NET INCOME	$3.9M+8.2%	$3.6M-37.0%	$5.7M+17.1%	$4.9M
Basic (in dollars per share)	$1.27+7.6%	$1.18-37.6%	$1.89+26.0%	$1.50
Diluted (in dollars per share)	$1.26+7.7%	$1.17-35.4%	$1.81+28.4%	$1.41

Source: SEC EDGAR XBRL. % change vs prior period shown where available.

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Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.