| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loans receivable, including fees | $181.9M+6.5% | $170.9M+10.3% | $154.9M+38.8% | $111.6M | |||||||||||
| Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions | $15.4M+9.9% | $14.0M+14.2% | $12.2M+73.8% | $7.0M | |||||||||||
| Total interest and dividend income | $197.2M+6.7% | $184.8M+10.6% | $167.2M+40.9% | $118.7M | |||||||||||
| Deposits | $57.7M+8.5% | $53.2M+44.7% | $36.8M+290.1% | $9.4M | |||||||||||
| Borrowings | $7.2M+9.1% | $6.6M+27.5% | $5.2M+70.2% | $3.1M | |||||||||||
| Subordinated notes | $1.9M+0.0% | $1.9M+0.0% | $1.9M+0.0% | $1.9M | |||||||||||
| Total interest expense | $66.8M+8.3% | $61.7M+40.7% | $43.9M+204.5% | $14.4M | |||||||||||
| NET INTEREST INCOME | $130.4M+5.9% | $123.1M-0.2% | $123.3M+18.2% | $104.3M | |||||||||||
| PROVISION FOR CREDIT LOSSES | $9.5M+73.2% | $5.5M+15.4% | $4.8M-23.2% | $6.2M | |||||||||||
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $120.9M+2.8% | $117.6M-0.8% | $118.5M+20.9% | $98.1M | |||||||||||
| Service charges and fee income | $9.1M-9.0% | $10.0M-10.0% | $11.1M+30.7% | $8.5M | |||||||||||
| Gain on sale of loans | $8.3M-3.2% | $8.6M+27.5% | $6.7M-15.2% | $7.9M | |||||||||||
| Gain on sale of MSRs | $0-100.0% | $8.4M | — | — | |||||||||||
| Loss on sale of investment securities, net | $0+100.0% | -$7.8M | — | — | |||||||||||
| Earnings on cash surrender value of BOLI | $1.0M+4.5% | $990K+7.6% | $920K+5.0% | $876K | |||||||||||
| Other noninterest income | $3.8M+162.2% | $1.5M-15.0% | $1.7M+117.8% | $790K | |||||||||||
| Total noninterest income | $22.3M+3.3% | $21.6M+5.2% | $20.5M+13.2% | $18.1M | |||||||||||
| Salaries and benefits | $57.8M+4.9% | $55.1M+2.7% | $53.6M+12.6% | $47.6M | |||||||||||
| Operations | $14.9M+10.3% | $13.5M+3.5% | $13.1M+21.7% | $10.7M | |||||||||||
| Occupancy | $7.1M+4.0% | $6.9M+7.5% | $6.4M+23.5% | $5.2M | |||||||||||
| Data processing | $7.8M-7.3% | $8.4M+22.9% | $6.9M+13.0% | $6.1M | |||||||||||
| Gain on sale of OREO | $0 | $0+100.0% | -$148K | $0 | |||||||||||
| Loan costs | $2.9M+8.7% | $2.7M+4.3% | $2.6M-5.3% | $2.7M | |||||||||||
| Professional and board fees | $4.6M+14.1% | $4.1M+57.6% | $2.6M-18.1% | $3.2M | |||||||||||
| Federal Deposit Insurance Corporation (“FDIC”) insurance | $2.3M+15.2% | $2.0M-16.2% | $2.4M+95.4% | $1.2M | |||||||||||
| Marketing and advertising | $1.3M-4.6% | $1.3M-2.9% | $1.3M+50.4% | $897K | |||||||||||
| Acquisition cost | $0 | $0-100.0% | $1.6M+73.9% | $898K | |||||||||||
| Amortization of core deposit intangible | $3.2M-12.1% | $3.6M+4.9% | $3.5M+401.3% | $691K | |||||||||||
| Impairment (recovery) of MSRs | $54K+242.1% | -$38K-179.2% | $48K+4900.0% | -$1K | |||||||||||
| Total noninterest expense | $102.0M+4.6% | $97.6M+4.1% | $93.7M+18.4% | $79.2M | |||||||||||
| INCOME BEFORE PROVISION FOR INCOME TAXES | $41.1M-1.1% | $41.6M-8.2% | $45.3M+22.4% | $37.0M | |||||||||||
| PROVISION FOR INCOME TAXES | $7.8M+18.6% | $6.6M-28.9% | $9.2M+25.6% | $7.3M | |||||||||||
| NET INCOME | $33.3M-4.8% | $35.0M-2.9% | $36.1M+21.6% | $29.6M | |||||||||||
| Basic earnings per share (in dollars per share) | $4.35-2.9% | $4.48-3.2% | $4.63+23.5% | $3.75 | |||||||||||
| Diluted earnings per share (in dollars per share) | $4.29-1.6% | $4.36-4.4% | $4.56+23.2% | $3.70 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.