FBIZ— FIRST BUSINESS FINANCIAL SERVICES, INC.

FinancialsBanking$597M mkt cap

Metric	FY2025	FY2024	FY2023	FY2022
Loans and leases	$227.3M+4.8%	$216.9M+18.8%	$182.7M+58.3%	$115.4M
Securities	$15.4M+29.1%	$11.9M+45.2%	$8.2M+83.4%	$4.5M
Short-term investments	$4.6M+7.1%	$4.3M+6.0%	$4.1M+166.2%	$1.5M
Total interest income	$247.3M+6.1%	$233.1M+19.6%	$194.9M+60.6%	$121.4M
Deposits	$99.2M+1.3%	$97.9M+37.1%	$71.4M+441.9%	$13.2M
Federal Home Loan Bank advances and other borrowings	$11.4M+3.7%	$11.0M+0.7%	$10.9M+17.9%	$9.3M
Total interest expense	$110.6M+1.6%	$108.9M+32.3%	$82.3M+258.8%	$22.9M
Net interest income	$136.7M+10.1%	$124.2M+10.3%	$112.6M+14.4%	$98.4M
Provision for credit losses	$8.7M-1.9%	$8.8M+7.9%	$8.2M+311.5%	-$3.9M
Net interest income after provision for credit losses	$128.0M+11.0%	$115.4M+10.5%	$104.4M+2.1%	$102.3M
Private wealth management service fees	$14.7M+11.0%	$13.3M+16.1%	$11.4M+5.0%	$10.9M
Gain on sale of Small Business Administration loans	$1.9M-3.1%	$1.9M-5.5%	$2.1M-19.0%	$2.5M
Service charges on deposits	$4.5M+19.1%	$3.8M+20.4%	$3.1M-18.7%	$3.8M
Loan fees	$1.7M-49.3%	$3.4M+1.1%	$3.4M+11.7%	$3.0M
Bank-owned life insurance policy income	$2.8M+67.1%	$1.6M+10.4%	$1.5M-32.9%	$2.2M
Net loss on sale of securities	$0+100.0%	-$8K+82.2%	-$45K	$0
Swap fees	$2.0M+42.2%	$1.4M-52.7%	$3.0M+65.3%	$1.8M
Other non-interest income	$4.4M+14.1%	$3.8M-44.6%	$6.9M+34.9%	$5.1M
Total non-interest income	$31.9M+9.2%	$29.3M-6.6%	$31.3M+6.4%	$29.4M
Compensation	$67.9M+7.6%	$63.1M+3.4%	$61.1M+5.7%	$57.7M
Occupancy	$2.3M-2.9%	$2.4M-0.3%	$2.4M+1.0%	$2.4M
Professional fees	$5.0M-11.5%	$5.7M+6.5%	$5.3M+9.1%	$4.9M
Data processing	$4.7M-3.3%	$4.9M+27.9%	$3.8M+19.7%	$3.2M
Marketing	$3.8M+9.3%	$3.5M+21.8%	$2.9M+22.7%	$2.4M
Equipment	$1.4M+5.1%	$1.3M-1.9%	$1.3M+22.8%	$1.1M
Computer software	$7.0M+13.3%	$6.2M+23.7%	$5.0M+12.9%	$4.4M
FDIC insurance	$3.2M+17.1%	$2.8M+23.3%	$2.2M+114.8%	$1.0M
Other non-interest expense	$4.1M+12.7%	$3.7M-18.8%	$4.5M+89.4%	$2.4M
Total non-interest expense	$99.5M+6.5%	$93.5M+5.5%	$88.6M+11.5%	$79.5M
Income before income tax expense	$60.5M+18.2%	$51.1M+8.5%	$47.1M-9.8%	$52.2M
Income tax expense	$10.1M+46.8%	$6.9M-31.7%	$10.1M-11.2%	$11.4M
Net income	$50.3M+13.7%	$44.2M+19.5%	$37.0M-9.4%	$40.9M
Preferred stock dividend	$875K+0.0%	$875K+0.0%	$875K+28.1%	$683K
Net income available to common shareholders	$49.4M+14.0%	$43.4M+20.0%	$36.2M-10.0%	$40.2M
Basic	$5.94+14.2%	$5.2+20.1%	$4.33-8.8%	$4.75
Diluted	$5.94	—	—	$4.75
Dividends declared per share	$1160.00+16.0%	$1000.00+9.9%	$910.00+15.2%	$790.00

Source: SEC EDGAR XBRL. % change vs prior period shown where available.

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Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.