ENVA— Enova International, Inc.

FinancialsFinancial Services$6.5B mkt cap

Metric	FY2025	FY2024	FY2023	FY2022
Revenue	$3.15B+18.6%	$2.66B+25.5%	$2.12B+22.0%	$1.74B
Change in Fair Value	-$1.32B-17.1%	-$1.13B-27.1%	-$887.7M-43.5%	-$618.5M
Net Revenue	$1.83B+19.7%	$1.53B+24.4%	$1.23B+10.1%	$1.12B
Marketing	$621.1M+18.6%	$523.6M+26.3%	$414.5M+8.3%	$382.6M
Operations and technology	$258.2M+15.1%	$224.4M+15.1%	$194.9M+12.2%	$173.7M
General and administrative	$169.7M+8.4%	$156.5M-2.3%	$160.3M+14.1%	$140.5M
Depreciation and amortization	$41.8M+4.0%	$40.2M+5.4%	$38.2M+3.5%	$36.9M
Total Operating Expenses	$1.09B+15.5%	$944.7M+16.9%	$807.8M+10.1%	$733.6M
Income from Operations	$739.4M+26.5%	$584.8M+38.5%	$422.1M+9.9%	$384.0M
Interest expense, net	-$339.3M-16.8%	-$290.4M-49.1%	-$194.8M-68.1%	-$115.9M
Foreign currency transaction gain (loss)	$367K+134.5%	-$1.1M-1966.7%	$57K+108.8%	-$645K
Equity method investment income (loss)	$1.6M+109.5%	-$16.5M-14289.7%	$116K-98.2%	$6.4M
Other nonoperating expenses	-$1.0M+82.1%	-$5.7M-1918.1%	-$282K+78.7%	-$1.3M
Income before Income Taxes	$401.0M+47.9%	$271.1M+19.3%	$227.2M-16.6%	$272.6M
Provision for income taxes	$92.6M+50.3%	$61.7M+18.3%	$52.1M-20.0%	$65.2M
Net income	$308.4M+47.2%	$209.4M+19.6%	$175.1M-15.6%	$207.4M
Basic	$12.25+57.5%	$7.78+36.3%	$5.71-99.9%	$6K
Diluted	$11.52+55.0%	$7.43+35.3%	$5.49-99.9%	$6K
Basic	$25.2M-6.5%	$26.9M-12.2%	$30.7M-5.0%	$32.3M
Diluted	$26.8M-5.1%	$28.2M-11.7%	$31.9M-4.7%	$33.5M

Source: SEC EDGAR XBRL. % change vs prior period shown where available.

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Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.