| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest and fees on loans | $494.8M-9.8% | $548.4M+5.9% | $518.1M+44.3% | $359.0M | |||||||||||||
| Interest and dividends on investment securities | $44.0M-12.0% | $50.0M-8.6% | $54.7M+6.2% | $51.5M | |||||||||||||
| Interest on balances with other banks and short-term investments | $65.7M-26.3% | $89.2M+69.6% | $52.6M+295.3% | $13.3M | |||||||||||||
| Total interest income | $604.5M-12.1% | $687.6M+10.0% | $625.3M+47.3% | $424.6M | |||||||||||||
| Interest on deposits | $314.7M-1.8% | $320.4M+24.4% | $257.5M+209.3% | $83.3M | |||||||||||||
| Interest on customer repurchase agreements | $764K-39.9% | $1.3M+4.4% | $1.2M+242.1% | $356K | |||||||||||||
| Interest on other short-term borrowings | $11.1M-84.7% | $72.4M-1.2% | $73.3M+1740.5% | $4.0M | |||||||||||||
| Interest on long-term borrowings | $8.1M+68.6% | $4.8M+73.4% | $2.8M-33.3% | $4.1M | |||||||||||||
| Total interest expense | $334.6M-16.1% | $398.9M+19.1% | $334.8M+264.9% | $91.7M | |||||||||||||
| Net Interest Income | $269.9M-6.5% | $288.7M-0.6% | $290.5M-12.7% | $332.9M | |||||||||||||
| Provision for (Reversal of) Credit Losses | $293.1M+341.7% | $66.4M+110.4% | $31.5M+11755.6% | $266K | |||||||||||||
| Provision for (Reversal of) Credit Losses for Unfunded Commitments | $1.6M+176.5% | -$2.1M-696.6% | -$267K-118.1% | $1.5M | |||||||||||||
| Net Interest Income (Loss) After Provision for (Reversal of) Credit Losses | -$24.8M-111.1% | $224.5M-13.4% | $259.3M-21.7% | $331.1M | |||||||||||||
| Service charges on deposits | $7.1M+4.2% | $6.8M+6.0% | $6.5M+19.6% | $5.4M | |||||||||||||
| Gain (loss) on sale of loans | -$4.7M-8322.8% | $57K-86.4% | $418K-88.7% | $3.7M | |||||||||||||
| Net gain (loss) on sale of investment securities | -$3.8M-27407.1% | $14K+227.3% | -$11K+93.5% | -$169K | |||||||||||||
| Increase in the cash surrender value of bank-owned life insurance | $20.4M+606.1% | $2.9M+8.5% | $2.7M+4.4% | $2.5M | |||||||||||||
| Other income | $10.3M+1.8% | $10.1M-15.6% | $12.0M-1.3% | $12.2M | |||||||||||||
| Total noninterest income | $29.3M+47.0% | $19.9M-7.4% | $21.5M-9.0% | $23.7M | |||||||||||||
| Salaries and employee benefits | $87.9M+0.1% | $87.8M+1.9% | $86.1M+2.4% | $84.1M | |||||||||||||
| Premises and equipment expenses | $12.0M+5.7% | $11.4M-9.7% | $12.6M-4.6% | $13.2M | |||||||||||||
| Marketing and advertising | $5.0M-7.9% | $5.4M+62.2% | $3.4M-28.8% | $4.7M | |||||||||||||
| Data processing | $16.6M+17.6% | $14.1M+7.7% | $13.1M+7.5% | $12.2M | |||||||||||||
| Legal, accounting and professional fees | $10.2M+9.5% | $9.3M-13.9% | $10.8M+25.7% | $8.6M | |||||||||||||
| FDIC insurance | $31.4M+8.3% | $29.0M+144.7% | $11.9M+138.5% | $5.0M | |||||||||||||
| Goodwill impairment | $0-100.0% | $104.2M | $0 | $0 | |||||||||||||
| Legal contingency (Note 19) | $10.0M | $0 | $0 | — | |||||||||||||
| Other expenses | $27.6M+104.7% | $13.5M-13.1% | $15.5M+7.7% | $14.4M | |||||||||||||
| Total noninterest expense | $200.7M-26.9% | $274.6M+79.2% | $153.3M-7.2% | $165.1M | |||||||||||||
| Income (Loss) Before Income Tax Expense | -$196.2M-548.8% | -$30.2M-123.7% | $127.5M-32.8% | $189.7M | |||||||||||||
| Income Tax Expense (Benefit) | -$58.1M-446.1% | $16.8M-37.8% | $27.0M-44.6% | $48.8M | |||||||||||||
| Net Income (loss) | -$138.1M-193.5% | -$47.0M-146.8% | $100.5M-28.7% | $140.9M | |||||||||||||
| Basic (in dollars per share) | -$4550.00-191.7% | -$1560.00-147.1% | $3310.00-24.8% | $4400.00 | |||||||||||||
| Diluted (in dollars per share) | -$4550.00-191.7% | -$1560.00-147.1% | $3310.00-24.6% | $4390.00 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.