| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2014 | FY2014 | FY2014 | FY2013 | FY2013 | FY2013 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest income from loans owned for directors, executive officers and their related parties | $97.6M+5.8% | $92.3M+16.2% | $79.4M+31.6% | $60.4M | ||||||||||||||||
| Securities available-for-sale | $9.5M-9.2% | $10.4M-8.3% | $11.4M+32.6% | $8.6M | ||||||||||||||||
| FHLB and FRB dividends | $922K-15.0% | $1.1M+49.2% | $727K+140.7% | $302K | ||||||||||||||||
| Other interest income | $425K+2.2% | $416K+367.4% | $89K-61.0% | $228K | ||||||||||||||||
| Total interest and dividend income | $108.4M+4.0% | $104.2M+13.7% | $91.6M+31.9% | $69.5M | ||||||||||||||||
| Deposits | $27.8M-0.2% | $27.8M+55.9% | $17.9M+471.6% | $3.1M | ||||||||||||||||
| FHLB advances and other borrowings | $5.0M-51.4% | $10.2M+19.3% | $8.6M+1565.8% | $514K | ||||||||||||||||
| Other long-term debt | $2.8M+1.8% | $2.7M+0.2% | $2.7M+8.2% | $2.5M | ||||||||||||||||
| Total interest expense | $35.5M-12.9% | $40.8M+39.9% | $29.1M+373.8% | $6.2M | ||||||||||||||||
| NET INTEREST INCOME | $72.9M+14.9% | $63.4M+1.5% | $62.5M-1.3% | $63.3M | ||||||||||||||||
| Provision for credit losses | -$1.2M-328.0% | $518K-64.4% | $1.5M-27.2% | $2.0M | ||||||||||||||||
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $71.7M+14.0% | $62.9M+3.1% | $61.0M-0.5% | $61.3M | ||||||||||||||||
| Appreciation in cash surrender value of life insurance | $1.5M-26.4% | $2.1M+40.1% | $1.5M+41.6% | $1.0M | ||||||||||||||||
| Net loss on sale of available-for-sale securities | $0+100.0% | -$141K+36.5% | -$222K-3600.0% | -$6K | ||||||||||||||||
| Other noninterest income | $2.3M+40.7% | $1.7M-25.3% | $2.2M+34.2% | $1.7M | ||||||||||||||||
| Total noninterest income | $18.7M+5.0% | $17.8M-21.8% | $22.7M-13.3% | $26.2M | ||||||||||||||||
| Salaries and employee benefits | $42.4M+6.7% | $39.7M-7.6% | $43.0M-3.5% | $44.5M | ||||||||||||||||
| Occupancy and equipment expense | $9.3M+9.1% | $8.5M+5.7% | $8.1M+6.2% | $7.6M | ||||||||||||||||
| Data processing | $5.0M-19.9% | $6.2M+4.5% | $5.9M-0.9% | $6.0M | ||||||||||||||||
| Software subscriptions | $2.7M+28.5% | $2.1M | — | — | ||||||||||||||||
| Advertising | $1.3M-1.8% | $1.3M-4.6% | $1.4M-3.1% | $1.4M | ||||||||||||||||
| Amortization | $1.2M-14.2% | $1.4M-12.4% | $1.6M+19.0% | $1.3M | ||||||||||||||||
| Loan costs | $1.4M-10.7% | $1.6M-17.0% | $1.9M-7.3% | $2.0M | ||||||||||||||||
| Federal Deposit Insurance Corporation ("FDIC") insurance premiums | $956K-17.9% | $1.2M+1.3% | $1.1M+105.7% | $559K | ||||||||||||||||
| Professional and examination fees | $1.7M-12.5% | $1.9M+1.0% | $1.9M+30.8% | $1.5M | ||||||||||||||||
| Other noninterest expense | $5.5M+3.8% | $5.3M-25.5% | $7.2M+11.3% | $6.5M | ||||||||||||||||
| Total noninterest expense | $71.5M+3.2% | $69.3M-3.9% | $72.1M-2.2% | $73.7M | ||||||||||||||||
| INCOME BEFORE PROVISION FOR INCOME TAXES | $18.9M+65.9% | $11.4M-2.3% | $11.7M-15.8% | $13.8M | ||||||||||||||||
| Income Tax Expense (Benefit) | $4.1M+151.7% | $1.6M+0.9% | $1.6M-49.2% | $3.1M | ||||||||||||||||
| NET INCOME | $14.8M+51.7% | $9.8M-2.8% | $10.1M-6.0% | $10.7M | ||||||||||||||||
| BASIC EARNINGS PER COMMON SHARE (in dollars per share) | $1.90+52.0% | $1.25-3.1% | $1.29-11.0% | $1.45 | ||||||||||||||||
| DILUTED EARNINGS PER COMMON SHARE (in dollars per share) | $1.90+53.2% | $1.24-3.9% | $1.29-11.0% | $1.45 | ||||||||||||||||
| Deposit Account [Member] | ||||||||||||||||||||
| Noninterest income revenue | $10.5M+5.3% | $10.0M-33.1% | $15.0M-23.2% | $19.5M | ||||||||||||||||
| Bank Servicing [Member] | ||||||||||||||||||||
| Debit Card [Member] | ||||||||||||||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.