CARV— CARVER BANCORP INC

FinancialsBanking$9M mkt cap

Metric	FY2025	FY2024	FY2023	FY2022
Loans	$30.0M+1.3%	$29.7M+18.3%	$25.1M+17.5%	$21.3M
Mortgage-backed securities	$536K-8.1%	$583K-5.8%	$619K-12.8%	$710K
Investment securities	$1.1M-5.7%	$1.1M+21.7%	$929K+30.1%	$714K
Money market investments	$2.7M+0.0%	$2.7M+146.0%	$1.1M+917.9%	$106K
Total interest income	$34.3M+0.8%	$34.0M+22.8%	$27.7M+21.1%	$22.9M
Deposits	$13.0M+43.6%	$9.1M+144.8%	$3.7M+96.2%	$1.9M
Advances and other borrowed money	$2.1M-12.0%	$2.4M+97.8%	$1.2M+136.3%	$509K
Total interest expense	$15.1M+32.1%	$11.5M+133.3%	$4.9M+104.7%	$2.4M
Net interest income	$19.2M-15.1%	$22.6M-1.0%	$22.8M+11.4%	$20.5M
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal)	$1.2M+1334.9%	$83K	—	—
Net interest income after provision for credit losses	$18.0M-20.1%	$22.5M-0.9%	$22.7M+14.2%	$19.9M
Depository fees and charges	$2.4M+7.9%	$2.2M+0.5%	$2.2M+2.6%	$2.1M
Loan fees and service charges	$238K-51.7%	$493K+2.7%	$480K+97.5%	$243K
(Loss) gain on sale of loans, net	-$191K-736.7%	$30K-72.0%	$107K	$0
Grant income	$80K-97.4%	$3.0M+594.8%	$439K-79.0%	$2.1M
Other	$576K-38.9%	$942K+153.2%	$372K-87.1%	$2.9M
Total non-interest income	$3.1M-54.1%	$6.7M+87.0%	$3.6M-51.1%	$7.4M
Employee compensation and benefits	$14.8M+9.4%	$13.5M+2.7%	$13.2M+14.5%	$11.5M
Net occupancy expense	$5.0M+10.2%	$4.5M-1.3%	$4.6M+3.2%	$4.5M
Equipment, net	$2.4M+17.9%	$2.0M-8.6%	$2.2M+24.0%	$1.8M
Data processing	$3.0M+2.2%	$3.0M+16.0%	$2.6M+16.2%	$2.2M
Consulting fees	$596K+23.9%	$481K-4.8%	$505K+0.0%	$505K
Federal deposit insurance premiums	$701K+17.6%	$596K+53.2%	$389K+7.2%	$363K
Other Noninterest Expense	$8.2M+2.8%	$8.0M+11.0%	$7.2M-0.1%	$7.2M
Total non-interest expense	$34.8M+8.1%	$32.2M+4.9%	$30.7M+9.3%	$28.1M
Loss before income tax expense	-$13.7M-361.7%	-$3.0M+32.4%	-$4.4M-419.6%	-$847K
Income tax expense	$0	$0	$0	$0
Net loss	-$13.7M-361.7%	-$3.0M+32.4%	-$4.4M-419.6%	-$847K
Loss per common share:	—	—	—	—
Earnings (Loss) Per Share, Basic (in dollars per share)	-$2650.00-334.4%	-$610.00+40.8%	-$1030.00-329.2%	-$240.00
Earnings (Loss) Per Share, Diluted (in dollars per share)	-$2650.00-334.4%	-$610.00+40.8%	-$1030.00-329.2%	-$240.00

Source: SEC EDGAR XBRL. % change vs prior period shown where available.

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Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.