| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loans | $37.3M+8.0% | $34.5M+10.0% | $31.4M+19.9% | $26.2M | ||||||||||||
| US Government and agency obligations | $2.1M+44.2% | $1.5M+15.6% | $1.3M+3.1% | $1.2M | ||||||||||||
| Mortgage backed securities | $1.5M-33.3% | $2.3M+21.9% | $1.9M+14.7% | $1.7M | ||||||||||||
| Municipals - taxable | $1.4M+12.6% | $1.2M+8.6% | $1.1M+5.6% | $1.1M | ||||||||||||
| Municipals - tax exempt | $135K+84.9% | $73K+0.0% | $73K+0.0% | $73K | ||||||||||||
| Dividends | $98K+3.2% | $95K+15.9% | $82K+24.2% | $66K | ||||||||||||
| Corporates | $530K-2.4% | $543K-3.0% | $560K-1.1% | $566K | ||||||||||||
| Interest bearing deposits | $559K-27.9% | $775K+56.3% | $496K+75.9% | $282K | ||||||||||||
| Federal Funds sold | $3.0M-16.8% | $3.6M+47.4% | $2.5M+241.5% | $721K | ||||||||||||
| Total interest income | $46.7M+4.5% | $44.6M+13.4% | $39.4M+23.6% | $31.9M | ||||||||||||
| NOW, money market and savings | $4.9M-9.3% | $5.5M+82.8% | $3.0M+437.7% | $555K | ||||||||||||
| Time deposits | $8.3M-9.7% | $9.2M+58.3% | $5.8M+691.8% | $732K | ||||||||||||
| Finance leases | $65K-14.5% | $76K-11.6% | $86K-10.4% | $96K | ||||||||||||
| Other borrowings | $389K+3.5% | $376K-5.5% | $398K-9.5% | $440K | ||||||||||||
| Capital notes | $163K-50.2% | $327K+0.0% | $327K+0.0% | $327K | ||||||||||||
| Total interest expense | $13.8M-10.1% | $15.4M+60.1% | $9.6M+347.5% | $2.1M | ||||||||||||
| Net interest income | $32.8M+12.2% | $29.2M-1.7% | $29.7M+0.1% | $29.7M | ||||||||||||
| Recovery of credit losses | -$35K+94.7% | -$655K-265.9% | -$179K+80.1% | -$900K | ||||||||||||
| Net interest income after recovery of credit losses | $32.8M+9.9% | $29.9M-0.1% | $29.9M-2.2% | $30.6M | ||||||||||||
| Gains on sales of loans held for sale | $4.9M+8.0% | $4.5M+14.1% | $3.9M-25.1% | $5.3M | ||||||||||||
| Service charges, fees and commissions | $4.3M+6.7% | $4.0M+2.6% | $3.9M+8.6% | $3.6M | ||||||||||||
| Wealth management fees | $5.3M+10.4% | $4.8M+15.4% | $4.2M+6.7% | $3.9M | ||||||||||||
| Life insurance income | $769K+6.7% | $721K+31.6% | $548K+21.2% | $452K | ||||||||||||
| Income from SBIC fund | $506K-45.8% | $934K+591.9% | $135K | — | ||||||||||||
| Other | $77K-3.8% | $80K-45.9% | $148K+825.0% | $16K | ||||||||||||
| Gain on sales of securities, net | $27K-56.5% | $62K | — | — | ||||||||||||
| Total noninterest income | $15.9M+4.7% | $15.1M+17.6% | $12.9M-2.8% | $13.2M | ||||||||||||
| Salaries and employee benefits | $21.0M+8.6% | $19.3M+5.4% | $18.3M+3.6% | $17.7M | ||||||||||||
| Occupancy | $2.1M+8.8% | $2.0M+8.0% | $1.8M+0.3% | $1.8M | ||||||||||||
| Equipment | $2.8M+10.6% | $2.5M+3.4% | $2.4M-5.4% | $2.6M | ||||||||||||
| Supplies | $631K+16.4% | $542K+2.3% | $530K+1.7% | $521K | ||||||||||||
| Professional and other outside expense | $4.0M+14.3% | $3.5M+38.1% | $2.5M-2.9% | $2.6M | ||||||||||||
| Data processing | $2.5M-18.6% | $3.1M+9.8% | $2.8M+12.8% | $2.5M | ||||||||||||
| Marketing | $867K+12.9% | $768K-16.4% | $919K-0.1% | $920K | ||||||||||||
| Credit expense | $904K+10.8% | $816K+1.4% | $805K-12.8% | $923K | ||||||||||||
| FDIC insurance expense | $518K+17.5% | $441K+5.3% | $419K-16.2% | $500K | ||||||||||||
| Amortization of intangibles | $561K+0.2% | $560K+0.0% | $560K+0.0% | $560K | ||||||||||||
| Other | $1.8M+3.5% | $1.7M+21.6% | $1.4M-30.2% | $2.0M | ||||||||||||
| Total noninterest expenses | $37.5M+7.0% | $35.1M+8.0% | $32.5M-0.7% | $32.7M | ||||||||||||
| Income before income taxes | $11.1M+12.3% | $9.9M-3.5% | $10.3M-7.5% | $11.1M | ||||||||||||
| Income tax expense | $2.1M+7.3% | $2.0M+25.7% | $1.6M-26.8% | $2.2M | ||||||||||||
| Net Income | $9.0M+13.6% | $7.9M-8.7% | $8.7M-2.8% | $9.0M | ||||||||||||
| Weighted average shares outstanding - basic | 4.54B+0.0% | 4.54B-0.4% | 4.56B-2.9% | 4.70B | ||||||||||||
| Weighted average shares outstanding - diluted | 4.54B+0.0% | 4.54B-0.4% | 4.56B-2.9% | 4.70B | ||||||||||||
| Earnings per common share – basic | $1990.00+13.7% | $1750.00-8.4% | $1910.00+0.0% | $1910.00 | ||||||||||||
| Earnings per common share - diluted | $1990.00+13.7% | $1750.00-8.4% | $1910.00+0.0% | $1910.00 |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.