ATLC— Atlanticus Holdings Corp

FinancialsFinancial Services$1.5B mkt cap

Metric	FY2025	FY2024	FY2023	FY2022
Consumer loans, including past due fees	$1.40B+43.3%	$979.8M+11.5%	$879.1M+11.8%	$786.2M
Fees and related income on earning assets	$452.3M+67.7%	$269.8M+13.0%	$238.8M+10.0%	$217.1M
Other revenue	$112.4M+86.2%	$60.4M+61.6%	$37.3M-12.7%	$42.8M
Total operating revenue and other income	$1.97B+50.3%	$1.31B+13.4%	$1.16B+10.4%	$1.05B
Other non-operating income	$39K-97.4%	$1.5M+136.3%	$630K-22.1%	$809K
Total revenue and other income	$1.97B+50.1%	$1.31B+13.5%	$1.16B+10.4%	$1.05B
Interest expense	-$301.9M-88.5%	-$160.2M-46.5%	-$109.3M-33.6%	-$81.9M
Provision for credit losses	-$6.2M+61.9%	-$16.4M-660.6%	-$2.2M-71.9%	-$1.3M
Increase (Decrease) in Fair Value of Loans and Fees Receivable Recorded at Fair Value	-$1.10B-50.4%	-$733.5M-6.4%	-$689.6M-19.5%	-$577.1M
Net margin	$557.2M+38.8%	$401.4M+13.1%	$354.8M-8.3%	$386.7M
Salaries and benefits	-$69.6M-38.7%	-$50.1M-214.2%	$43.9M+2.0%	$43.1M
Card and loan servicing	-$160.8M-35.8%	-$118.4M-217.7%	$100.6M+5.4%	$95.4M
Marketing and solicitation	-$113.3M-101.6%	-$56.2M-207.2%	$52.4M-16.0%	$62.4M
Depreciation	-$5.8M-113.9%	-$2.7M-206.1%	$2.6M+17.7%	$2.2M
Other	-$48.0M-35.6%	-$35.4M-232.4%	$26.7M-22.3%	$34.4M
Total operating expenses	-$397.5M-51.2%	-$262.9M-216.2%	$226.2M-4.7%	$237.5M
Income before income taxes	$159.7M+15.3%	$138.6M+7.8%	$128.6M-13.9%	$149.3M
Income tax expense	-$39.1M-37.3%	-$28.5M-7.0%	-$26.6M-81.5%	-$14.7M
Net income	$120.6M+9.5%	$110.1M+8.0%	$102.0M-24.3%	$134.6M
Net loss attributable to noncontrolling interests	$1.6M+34.0%	$1.2M+33.6%	$891K-9.5%	$985K
Net income attributable to controlling interests	$122.2M+9.8%	$111.3M+8.2%	$102.8M-24.2%	$135.6M
Preferred stock and preferred unit dividends and discount accretion	-$10.4M+56.5%	-$23.9M+5.0%	-$25.2M-0.5%	-$25.1M
Net income attributable to common shareholders	$111.8M+28.0%	$87.4M+12.5%	$77.6M-29.7%	$110.5M
Net income attributable to common shareholders per common share—basic (in dollars per share)	$7.40+25.0%	$5.92+10.7%	$5.35-29.1%	$7.55
Net income attributable to common shareholders per common share—diluted (in dollars per share)	$5.96+24.9%	$4.77+12.5%	$4.24-27.3%	$5.83

Source: SEC EDGAR XBRL. % change vs prior period shown where available.

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Source: SEC EDGAR 10-K and 10-Q filings. Last 4 years annual and quarterly free, full history (up to 20 years) on Pro.